Realising your Retirement

Realising your Retirement

Whether you are looking to retire in 40 years, or 40 weeks, do you have a good idea what retirement will be like for you, or are you just hoping it will be okay, or just wish the whole thing would go away!

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“I’ve got quite a few years yet”

Retirement planning is usually started while you’re still working and is an ongoing process of establishing and reviewing your retirement goals and finding ways of ensuring financial security throughout your retirement

Although it is a straight forward idea, when you look into it retirement planning can seem quite daunting, and as a result it gets put off by a lot of people. However the earlier you start thinking about it the easier it will be to achieve your retirement goals.


“I’m retiring very soon”

If retirement is imminent, the objective now is deciding how to convert the “pension pot” into an income producer. These are important and sometimes irreversible decisions. Good advice to crucial.

For those who have planned and regularly reviewed their plans, they will know what retirement means, it might not be all they would like, but they know how much income they will have to enjoy and how much capital they have to spend.

Without doubt this is a major milestone in your life, don’t get it wrong. This is the longest holiday you will ever have!