Equity Release

If you are 55 or over and a homeowner, equity release could offer you a way to release tax-free cash from your home to spend on whatever you choose.

It might be you need a cash sum for home improvements or you want to boost your income. Whatever it might be Equity Release gives you the freedom to unlock the wealth in your property.

There are two main types of equity release plans available: lifetime mortgages and home reversion plans. Within each plan type there are a number of different products available from a number of different providers.

A lifetime mortgage will be secured against your home so it is important to remember that these plans can involve potential risks and you should understand these before making any decisions. We will ensure that you are fully aware of these potential risks and guide you through the decision making process.

If equity release is not suitable for your circumstances, we will tell you, and if it is right for you, we will help you find a solution. We will also help you understand the impact equity release may have on the inheritance you leave behind.

To help you understand the features and risks associated with a lifetime mortgage or home reversion plan, our specialist advisers will provide you with a personalised illustration for whichever of these options best suit your needs. This will be based on your individual circumstances and will help you make your final decision.

Interested in Equity Release?

Schedule a free meeting to discuss your financial planning and
investment management needs at your convenience.